Due to pre-existing conditions, my family has only been able to secure health insurance through the State of Arkansas “high risk” insurance pool.  This insurance pool was created for Arkansas residents who could not get individual/family insurance through other avenues.  The insurance coverage in this plan, administered by Blue Cross of Arkansas, has been very good.  Suffice to say, the insurance coverage was also very expensive. Monthly premiums alone were nearly 30% of the average Arkansas…